About

I'm an independent life insurance broker. My job is simple: shop the top carriers, find you the right coverage, and make the whole process clear and pressure-free. That's it.

Joshua Zilbershteyn

Fully Licensed

National Producer Number 21265603. Verified through NIPR and authorized to write life insurance business in every U.S. state.

All 50 States

Wherever you live in the United States, I can help. Consultations and applications are handled remotely for your convenience.

Top-Rated Carriers

Contracted with Mutual of Omaha, Americo, National Life Group, American Amicable, Corebridge Financial, Transamerica, and Ethos.

Client-First Approach

No quotas, no pressure. I shop the market on your behalf and recommend coverage based on your needs — not commissions.

My Approach

Buying life insurance shouldn't feel confusing or high-pressure. As an independent broker, I'm not tied to any one company — which means I can compare policies across multiple top-rated carriers and bring you the option that genuinely fits your situation.

Whether you need affordable Term coverage to protect your family during your working years, an Indexed Universal Life policy for tax-advantaged growth, a Whole Life policy with lifelong guarantees, or Mortgage Protection that ensures your loved ones keep the home — I'll walk you through every option in plain English.

Every conversation starts with your goals. From there, I do the comparison shopping, handle the paperwork, and stay with you through underwriting and beyond.